Enjoy the season.
3 Trillion, 3 Billion………It’s hard to believe the world’s domestic gross product for global apparel. The luxury goods category rocks the meter at $338.4 billion. So, why does this matter? Clients often underestimate the REPLACEMENT value of their wardrobe and “what’s in their closet.” We acquire a nice little nest egg of “stuff” over the […]
In my role as a Cyber Insurance broker, I often come across interesting and recurrent Social Engineering tricks used to separate victims from their money or information. Below is my list of “top six” tricks in the form of step-by-step instructions for would-be scam artists. I should probably note: please do NOT actually follow these […]
With the growing popularity of craft breweries comes an increasing amount of OSHA violations. In fact, the amount of OSHA violations at breweries more than doubled between 2010 and 2015, according to the Bureau of Labor Statistics. Craft breweries typically employ brewers who are expected to work with hazardous chemicals and dangerous equipment in confined […]
Data Security Self Assessment for Corporate Executives. See how well you’re protecting your business from cyber threats like data breaches and ransomware.
If your company fell victim to May 12th’s “WannaCry” ransomware attack, there are likely more than a few things you do in fact wanna do. Even if you were not a victim, every company should do the following three absolutely free and easy things, with the expectation that you might not be so lucky next time […]
Whenever there’s a news headline about the latest data breach incident, it usually means that a hacker has stolen the private records of thousands of people. More often than not, hundreds of thousands. But many more data breach incidents, involving far fewer victims, never make the news. Maybe a couple of files were left behind […]
No background checks Trust – little to no oversight Duties are not segregated No Audits No system for cross checking invoices against purchase orders No verification of new accounts Contractor hired employee without a background check to handle all payable and receivable accounts, writing checks, controlling bank deposits, and providing expense and sales reports. After […]
You know, I have found, and I continue to be surprised, at how inexpensive some of these policies are. Some of our clients really need to have this coverage and adding it to their insurance program is not going to break the bank. The most important reason you would have the coverage is that you […]
Well, I think that the one thing that’s overlooked when I talk about cyber liability insurance, is that it covers all kinds of data breaches and so immediately what’s overlooked are paper files. Paper files get lost in very silly ways sometimes. Boxes get dumped in the wrong place, sometimes people sell file cabinets on the […]
I would say that the biggest growth in cyber-related events are really these ransomware attacks where hackers get into your system, and lock them up, and demand a ransom to get your information back to review your files. So, one that I just saw in the news a day or so ago, was a hotel […]