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Enjoy the season.

 

What’s in Your Closet? Valuing Your Personal Property

3 Trillion, 3 Billion………It’s hard to believe the world’s domestic gross product for global apparel.  The luxury goods category rocks the meter at $338.4 billion.  So, why does this matter?  Clients often underestimate the REPLACEMENT value of their wardrobe and “what’s in their closet.” We acquire a nice little nest egg of “stuff” over the […]

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Most Common OSHA Violations for Craft Breweries

With the growing popularity of craft breweries comes an increasing amount of OSHA violations. In fact, the amount of OSHA violations at breweries more than doubled between 2010 and 2015, according to the Bureau of Labor Statistics. Craft breweries typically employ brewers who are expected to work with hazardous chemicals and dangerous equipment in confined […]

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Three Absolutely Free and Easy Cyber Security Things You Should Do Right Now

If your company fell victim to May 12th’s “WannaCry” ransomware attack, there are likely more than a few things you do in fact wanna do. Even if you were not a victim, every company should do the following three absolutely free and easy things, with the expectation that you might not be so lucky next time […]

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Be Prepared for Even the Smallest Data Breaches

Whenever there’s a news headline about the latest data breach incident, it usually means that a hacker has stolen the private records of thousands of people. More often than not, hundreds of thousands. But many more data breach incidents, involving far fewer victims, never make the news.  Maybe a couple of files were left behind […]

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Ingredients of Embezzlement

No background checks Trust – little to no oversight Duties are not segregated No Audits No system for cross checking invoices against purchase orders No verification of new accounts Contractor hired employee without a background check to handle all payable and receivable accounts, writing checks, controlling bank deposits, and providing expense and sales reports. After […]

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Is it Cost-Effective to Insure for Cyber Coverage?

You know, I have found, and I continue to be surprised, at how inexpensive some of these policies are. Some of our clients really need to have this coverage and adding it to their insurance program is not going to break the bank. The most important reason you would have the coverage is that you […]

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Which Types of Data Breaches are Overlooked?

Well, I think that the one thing that’s overlooked when I talk about cyber liability insurance, is that it covers all kinds of data breaches and so immediately what’s overlooked are paper files. Paper files get lost in very silly ways sometimes. Boxes get dumped in the wrong place, sometimes people sell file cabinets on the […]

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