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COMMERCIAL CLIENT ALERT BULLETIN: Severe Flooding Impacting Businesses Across the Pacific Northwest 

We want to ensure you are aware of the significant flooding and storm impacts affecting businesses and properties throughout the Pacific Northwest. A strong atmospheric river is producing historic rainfall, leading to major river flooding, infrastructure disruption, and evacuation orders across multiple counties.


Propel Welcomes Dylan Gatz to our Southeast Team

Propel Insurance, an Alera Group company, welcomes Dylan Gatz to our Southeast team as an Insurance Executive.


Evolving Skylines: Litigation on the Rise – The Hidden Driver of Total Cost of Risk for Real Estate & Construction

Legal disputes in construction and real estate development are surging—and for many firms, the financial impact reaches far beyond attorneys’ fees. Litigation now touches nearly every aspect of a contractor’s or developer’s Total Cost of Risk (TCOR): the combined cost of retained losses, insurance premiums, administrative overhead, and the indirect costs that quietly accumulate with each dispute.


Propel Welcomes Trent Lash to our Southeast Team

Propel Insurance, an Alera Group company, welcomes Trent Lash to our Southeast team as an Insurance Executive.


OSHA Recordkeeping: Annual Electronic Submissions

OSHA’s electronic submission standard requires certain employers to electronically submit OSHA recordkeeping forms each year. The requirements are based on establishment size and industry type, and determine whether you must submit OSHA Forms 300A, 300, and/or 301.


Evolving Skylines: Water Damage – The Silent Driver of Risk for Real Estate & Construction

As the Pacific Northwest construction market continues to evolve, developers and contractors are facing a new wave of financial pressure; this time from rising tariffs and further tightening of the labor market.
These changing dynamics are reshaping project budgets, timelines, and risk profiles, making it more important than ever to align insurance programs with today’s economic and political realities.


Key Risk Insights from Senior Care Litigation Seminar

Focus: 2025 DRI Senior Living and Long-Term Care Litigation Seminar retained risk
mitigation.

The common practice of caretaking lends itself to developing and initiating proactive risk management protocols and step actions, which not only manage the known trends, but the perception of an environment of complete safety.

The Reptilian Theory continues to prevail in the courtroom and must be understood and considered as the verdicts are driven by the public’s perceived threat for the carelessness of care delivery and “profits over people” themed legal approaches.


Oregon Health Care Association Expands Partnership with Alera Group and Propel Insurance to Deliver Comprehensive Employee Benefits and Risk Solutions 

Propel Insurance, an Alera Group company, welcomes Jeff Hughes to our Property and Casualty team as Vice President of P&C Claims. Jeff joins Propel, bringing over 26 years of progressive P&C claims experience to our organization.


Propel Welcomes Jeff Hughes as Vice President of P&C Claims

Propel Insurance, an Alera Group company, welcomes Jeff Hughes to our Property and Casualty team as Vice President of P&C Claims. Jeff joins Propel, bringing over 26 years of progressive P&C claims experience to our organization.


Propel Insurance Announces: Melody Olson to Lead National Real Estate and Construction Practice and Max Hanley as Regional Director for Washington & Alaska

Propel Insurance, an Alera Group company, has appointed Melody Olson as National Practice Leader for Real Estate and Construction. Olson brings over 20 years of experience, a sharp strategic lens, deep industry knowledge, and a relentless focus on client outcomes.


Evolving Skylines: Tariffs, Labor, and Risk

As the Pacific Northwest construction market continues to evolve, developers and contractors are facing a new wave of financial pressure; this time from rising tariffs and further tightening of the labor market.
These changing dynamics are reshaping project budgets, timelines, and risk profiles, making it more important than ever to align insurance programs with today’s economic and political realities.


Is It Time to Consider Parametric Insurance for Commercial Wildfire Risk?

Wildfire exposure is making property insurance inaccessible for many. As insurers hike their rates or pull out of markets entirely, businesses and property owners are struggling to manage their risks.


Protecting Inventory and Business Relationships with a Stock Throughput Policy

A stock throughput policy covers your goods in storage and transit while reducing costs and eliminating common coverage gaps.


Propel Welcomes Celeste Van Vliet as Surety Director

Propel Insurance, An Alera Group company, welcomes Celeste Van Vliet as Surety Director. Celeste joins Propel bringing over 17 years of technical expertise providing innovative surety solutions to her clients.


When Vodka Ends Up in Your Energy Drink: What a Recent Recall Teaches Us About Product Recall Risk

In a headline-grabbing incident this July, a leading energy drink manufacturer accidentally infused vodka into cans that were not labeled as alcoholic beverages. The result? A swift product recall, public confusion, and a harsh spotlight on quality control failures.


Tsunami Risk in the Pacific Rim: Coverage Gaps Real Estate Developers and Contractors Can’t Afford to Ignore

The Pacific Rim’s tectonic volatility makes it one of the most seismically active—and tsunami-prone—regions on Earth. For owners with coastal real estate exposure, a single offshore earthquake can wipe out millions in assets within minutes.


The SharePoint “ToolShell” Breach: A Wake-Up Call for Cyber Resilience and Insurance Preparedness

The ToolShell exploit of Microsoft SharePoint is a wake-up call. Learn how cyber insurance can protect your business from major financial loss.


Propel Welcomes Christine Napierkowski as Client Portfolio Executive

Propel Insurance, an Alera Group company, welcomes Christine Napierkowski to our team as a Sr. Client Portfolio Executive.


Extreme Heat Advisory: How to Keep Your Team Safe

If projected temperatures in your location may put employees, customers, or operations at risk for heat-related illnesses, consider the following steps.


Preventing Workplace Violence in Manufacturing

Workplace violence in manufacturing is a significant threat. A new California law requires businesses to implement workplace violence prevention plans – and other states may soon follow suit. Are you taking steps to prevent workplace violence?


How Benefits Benchmarking Helps You Win the Talent War

Are you offering the right benefits to attract top talent? Job seekers will be comparing your benefits to those other companies offer. If you want to attract the best candidates, you need to do the same. Benefits benchmarking provides data, enabling you to be confident that your benefits meet the needs of top talent.


Propel Welcomes Shane Smith to our Advanced Technologies Team

Propel Insurance, an Alera Group company, welcomes Shane Smith to our Advanced Technologies Team as a Sales Executive.


Culture – The Intangible Driver of Success

The personality of any company is its culture, although nonphysical, it can influence resident market share, employees you attract and retain, and the incident frequency and severity of both.


Propel Welcomes Marie Gallanar to our Manufacturing Practice

Propel Insurance, an Alera Group Company, welcomes Marie Gallanar to lead our manufacturing practice group.


Employee Benefits for Small Businesses: Overcoming the Barriers

How can small businesses bridge the employee benefits gap? Common misconceptions about employee benefits for small businesses often stand in the way of a successful benefits strategy. When they overcome these misconceptions, small businesses gain an edge in the talent war.


Propel Insurance Named a ‘Power 10 Agency’ and Commercial Lines ‘Circle of Excellence Agency’ by the Western National Insurance Group

Western National Insurance Group today announced that Tacoma, Wash.-based Propel Insurance has been recognized as both a Power 10 Agency and a Commercial Lines Circle of Excellence Agency for 2025.


Governance – A Balancing Act of Risk and Right

Companies of all sizes, for-profit or not-for-profit, face the unique risk of management liability.


How to Protect Large Construction Fleets with Commercial Auto Excess Liability Coverage

Managing workers compensation costs is a key concern for senior living facilities. As with any line of insurance, there is a continuum of solutions available to finance this risk.


Accountability: A Fundamental Aspect of Fleet Risk Management

Managing workers compensation costs is a key concern for senior living facilities. As with any line of insurance, there is a continuum of solutions available to finance this risk.


Taking the Mystery Out of Loss-Sensitive Workers’ Compensation Programs

Managing workers compensation costs is a key concern for senior living facilities. As with any line of insurance, there is a continuum of solutions available to finance this risk.


The Organizational and Operational Need for Water Damage Prevention Programs in Care Facilities

Although there are some signs of softening, the property insurance market continues to be unstable. As a result, controlling risks needs to be a priority, especially for organizations with large property schedules,


Winter Weather – Keeping the Situation Manageable

The right time to evaluate what is in place to meet the risk needs of winter storms bringing ice and frigid weather is before the urgent need.


The ROI of Supporting Mental Health

Does it seem like everyone’s talking about mental health these days? The topic has been receiving considerable attention, and it’s not just a passing fad.


Managing Senior Care Community Driving Risks

Staying active and engaged is of the utmost importance for senior care community residents, and field trips are a wonderful way to help facilitate this. However, there are also risks involved in the transportation of seniors to and from activities.


Propel Welcomes Easton Bauer to our Northwest Employee Benefits Team

Propel Insurance, An Alera Group company, welcomes Easton Bauer to our Northwest Employee Benefits team as a Sales Executive.


Propel Welcomes Alec Boruff to our Knoxville Team

Propel Insurance, An Alera Group company, welcomes Alec Boruff to our Knoxville team as a Sales Executive.


Propel Welcomes Linda Pillion to our Property and Casualty Team

Propel Insurance, An Alera Group company, welcomes Linda Pillion to our Property and Casualty team as a Sales Executive.


When Is Food Product Recall Insurance Coverage Triggered?

It seems like another food recall makes headlines just about every day. As food recalls are often expensive, businesses in the food industry may depend on food product recall insurance to control costs and transfer risk.


The Vulnerability of Welcoming ─ Balancing Accessibility

From community name selection to marketing websites to the home environment architectural designs, the openness of senior care lends itself to being a soft target for security threats. This high degree of accessibility with numerous entry and exit points places limitations on some choices of physical security.


Propel Insurance Announces Partnership with Oregon Health Care Association

Propel Insurance is proud to announce its new partnership with the Oregon Health Care Association (OHCA), effective July 1, 2024.