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Protecting Your Trucking Business: Six Key Considerations

The cost of operating a truck hit $2.251 per mile in 2022, up from $1.855 per mile in 2021, according to American Transportation Research Institute (ATRI). Fleet operators face rising expenses on all fronts – from fuel and maintenance costs to higher wages and rising insurance rates.


Navigating the Oregon Consumer Privacy Act

The recent enactment of the Oregon Consumer Privacy Act (OCPA) on July 18th, 2023, stands as a significant development in consumer privacy legislation within the United States.


Propel Insurance Welcomes John Horcher to the Senior Care Team

Propel Insurance, An Alera Group company, welcomes Jacob Johnson to our Transportation Team as a Sales Executive. Jacob joins Propel bringing four years of experience in insurance specializing in commercial trucking.


Self-Funding Offers Smart Employee Benefits Option for Companies with 50+ Employees

The fully insured health insurance market is encountering significant challenges, surpassing any I’ve witnessed during my 20+ years in the health insurance industry. Costs are surging, employer frustrations are reaching new levels, and many feel trapped in an unending cycle of difficulties. Many employers don’t have access to the data they need to bring claims under […]


Propel Insurance Welcomes Jacob Johnson to the Transportation Team

Propel Insurance, An Alera Group company, welcomes Jacob Johnson to our Transportation Team as a Sales Executive. Jacob joins Propel bringing four years of experience in insurance specializing in commercial trucking.


Adding ID Theft and Personal Cyber Coverage to Your Homeowners Policy

Hackers and scammers are after your money and your personal information. In addition to staying vigilant and following cybersecurity best practices, consider adding an ID theft endorsement to your homeowners insurance policy. You may also be able to add personal cyber coverage for additional protection.


Propel Insurance Welcomes Mitchell Kamm to the Transportation Team

Propel Insurance, An Alera Group Company, welcomes Mitchell Kamm to our Transportation Team as a Sales Executive. Mitchell joins Propel bringing almost five years of commercial trucking experience and providing creative solutions to help carriers stay in business and improve overall. This came from self-discipline and dedication to providing the best for his clients, which […]


Propel Insurance Welcomes Jonathan Medalie to the Tennessee Team

Propel Insurance, An Alera Group Company, welcomes Jonathan Medalie to our Tennessee team as a Sales Executive. Jonathan joins Propel bringing nearly 25 years of industry experience helping employers with employee benefits and cost containment strategies.


Propel Insurance Welcomes Caleb Speight to the Tennessee Senior Care Team

Propel Insurance, An Alera Group Company, welcomes Caleb Speight to our Tennessee office as a Sales Executive with the Senior Care Practice. Caleb joins Propel bringing ten years of experience supporting healthcare clients’ insurance needs.


Is Your Self-Funded Benefits Plan Protected from Catastrophic Medical and Pharmacy Costs?

Although January 1 is still months away, the renewal season is already here. To protect self-funded benefits plans from catastrophic medical and pharmacy costs, employers need to be aware of what’s happening now with major stop-loss claims and high-cost injectable drugs.


Propel Insurance Welcomes Wes Dasher, Marian Newman, and Lori Kelly to the Columbia, SC Surety and P&C Team

Propel Insurance, An Alera Group Company, welcomes Wes Dasher, Marian Newman, and Lori Kelly to our Columbia, SC Surety/P&C team. The Dasher team joins Propel bringing over 75 years of experience in the Contract surety and property casualty specialties.


Propel Insurance Welcomes Ben Gladstone to the Knoxville Team

Propel Insurance, An Alera Group company, welcomes Ben Gladstone to our Knoxville team as a Sales Executive. Ben joins Propel bringing five years of experience in commercial and habitational real estate insurance.


Controlling Costs Associated with Workers’ Compensation with the 3 x 3 Method

Implementing effective strategies to control the costs associated with workers’ compensation is crucial for companies seeking to optimize efficiency and mitigate financial burdens.


Why It Makes Sense to Buy Medical Malpractice Insurance Through a Broker

If you need to buy medical malpractice insurance, you have two options: you can buy it directly from the insurance company or you can buy it through a broker. Although there are many advantages to using a broker, several common myths lead some provider groups to believe it’s better to go direct.


Controlling Workers’ Compensation Experience Modification Rating by Focusing on Claims Management

If you want to manage the workers’ compensation costs for your senior living facility, you need to start by controlling your experience modification rating. The experience modification rating (or x-mod) has a direct impact on your annual premiums and is based upon your individual claims experience.


Propel Insurance Welcomes James Cogdill to the Knoxville Team

Propel Insurance, An Alera Group Company, welcomes James Cogdill to our Knoxville team as a Sales Executive. James joins Propel, bringing over 11 years of experience in the industry. He has experience in all areas of insurance but primarily concentrates on construction, builders’ risk, bonds, and general business.


Propel Insurance Welcomes Curt Johnson to the Southeast Team

Propel Insurance and The Alera Group company welcome Curt “CJ” Johnson to our Alpharetta, Georgia offices as an Enterprise Sales Executive. He brings with him a wealth of business-to-business sales, marketing, and client service experience; with his last 6 years selling HR services to C-suite executives. 


Senior Care Risk Strategies for Today’s Challenges

If you’re involved in the senior care industry, you already know that conditions are making business challenging. Senior care communities are still recovering from pandemic-related safety concerns and a drop in residency rates. Additional challenges include staffing shortages and worker burnout. To navigate the current senior care insurance market and come out stronger than ever, […]


Propel Insurance Welcomes Callie Banowksy To Our Seattle Team

Propel Insurance, An Alera Group Company, welcomes Callie Banowsky to our Seattle Team, working out of Dallas as a Sales Executive. Callie joins Propel bringing almost a decade in the industry, focusing on Commercial Construction risks.


Propel Insurance Welcomes Marc Dershem To Our Middle Market Team

Propel Insurance, An Alera Group company, welcomes Marc Dershem to our Middle Market team as a Sales Executive. Marc joins Propel, bringing 16 years of valuable expertise in the insurance industry, primarily serving the manufacturing and dealer markets.


Propel Insurance Named as a Participant of The Hanover Insurance Group’s President’s Club

Recognized for Fostering Strong Customer Relationships Propel Insurance was named to The Hanover Insurance Group’s President’s Club, an elite group of independent insurance agencies from across the country.


Propel Insurance Named a ‘Circle of Excellence Agency’ by Western National Insurance Group

(Minneapolis, Minn.) Western National Insurance Group today announced that Tacoma, Wash.-based Propel Insurancehas been named one of Western National’s Circle of Excellence Agencies for 2023. The Western National Circle of Excellence recognition is announced annually to spotlight an elite group of partners who have excelled based on performance and growth over the past five years (2018 – 2022). […]


Manufactured Housing Community Liability: Why Rule Enforcement Matters

Rules aren’t always made to be broken. Many exist for good reason, often to keep people safe. If you don’t enforce your rules, someone could get hurt – and you could be found liable.


Elopement Management Considerations

Elopement can be intentional, “I am going home” or unintentional, “I want to walk outside.” The intent often leads to the resident leaving a safe area for an unsafe one. The risk and the intent should be addressed promptly by assessment and interventions. Understanding the why behind the actions or intent will assist with management […]


Propel’s Annual Golf Tournament Surpasses $1 Million in Donations

In 2008, Propel began its annual golf tournament to raise money for nonprofit organizations. In the 15 years since, the event has raised more than $1 million dollars.


Propel Insurance Welcomes Brandon Murrell To Our Commercial Team

Propel Insurance, An Alera Group Company, welcomes Brandon Murrell to our Commercial Team as a Sales Executive. Brandon joins Propel bringing over 11 years of experience in the insurance industry. Brandon will specialize in Transportation Insurance.


Propel Insurance Welcomes Kane Bailey To Our Senior Care Team

Propel Insurance, An Alera Group company, welcomes Kane Bailey to our Senior Care Team as a Sales Executive. Kane joins Propel bringing over 19 years of experience in providing risk management solutions to executive decision-makers and business owners in various roles.


Propel Insurance Welcomes Roxanna Jessen To Our Healthcare Team

Propel Insurance, An Alera Group company, welcomes Roxanna Jessen to our Healthcare Team as a Sales Executive. Roxanna joins Propel bringing over a decade of insurance experience and prides herself on building lasting relationships with her clients through transparency and accountability.


Cyber Liability Risk Management 101

With the number of commercial Cyber Liability claims starting to outpace auto and property claims, you may be wondering if your business needs Cyber coverage. Just one breach can hugely impact your company’s finances, reputation, and operations.


Webinar – Fundamentals of Contractors Pollution Insurance | October 18, 2022

Fundamentals of Contractors Pollution Insurance | October 18, 2022 In this session, we’ll explore why pollution coverage is essential.


Webinar – Navigating Washington’s New Pay Transparency Law | October 13, 2022

Navigating Washington’s New Pay Transparency Law | October 13, 2022 Join Ann Fosburgh, Partner at CompensationWorks, for a discussion on the basics of Washington’s Pay Transparency requirements that go into effect on January 1, 2023.


Webinar – Builders’ Risk Basics and Current Market Challenges | September 14, 2022

Builders’ Risk Basics and Current Market Challenges | September 14, 2022 In this 30-minute foundational webinar, our experts will review the basics of Builders’ Risk including why coverage is purchased, what property to insure, contracts and best practices and current market challenges.


Alera Group Acquires Jowers-Sklar Insurance

(August 3, 2022)—Jowers-Sklar Insurance announced that it has joined Alera Group, an independent national insurance brokerage and wealth management firm with more than 90 locations across the nation. Jowers-Sklar Insurance will join Alera Group through Propel Insurance.


Webinar – Next Global Crisis: A Cyber Pandemic | July 28, 2022

Next Global Crisis – A Cyber Pandemic | July 28, 2022 Our team will be working alongside INSUREtrust to discuss cybercrime, trends and the current state of the cyber insurance market. The team will also discuss claims examples that highlight the importance of cyber risk management.


Propel and Lighthouse Support Ocean Cleanup!

In 2020, Marine specialist Kathryn Noonan was approached by PMDP Marine Debris Project as a non-profit venture supported by one of our large marine environmental clients. PMDP was formed to support a contract that National Marine Fisheries and NOAA needed to fill removing debris in the Hawaiian islands.


Incident Investigation: The How and Why of the What and Where

Completion of the incident report or report of an occurrence or incident is just the tip of the iceberg. It will give you the what happened statement and where it happened location usually, but the how it happened and the whys behind it will require a thorough investigation and root cause analysis.


Propel Insurance Welcomes Morgan Vancil To Our Southeast Team

Propel Insurance, An Alera Group company, welcomes Morgan Vancil to our Risk Advisory team as a Sales Executive. Morgan joins Propel bringing over 10 years of technical expertise providing innovative insurance solutions to her clients with an emphasis around alternative risk financing strategies.


Webinar – Surety 101: The Basics | June 30, 2022

Surety 101: The Basics | June 30, 2022 In this 30-minute foundational webinar, our contract and commercial surety experts will review the basics of surety bonding that will provide attendees with a deeper understanding of the process of obtaining surety credit.


Managing Workers’ Compensation Costs for Senior Living Facilities

You work hard to keep your senior living facility safe for both your residents and your staff. However, even with favorable loss experience, your workers’ compensation insurance rates seem to increase every year.


Webinar – Part II: Navigating Additional Insured Endorsements

Part II: Navigating Additional Insured Endorsements | May 12, 2022 Watch part II of our series on foundational Property and Casualty (P&C) Insurance topics. In our May webinar, our team of experts covered how to navigate additional insured endorsements.