Propel Insights

Find a resource

Why You Should Consider Alternative Risk Financing for Construction Liability Lines

Policyholders need to prepare for a difficult homeowners insurance market. Learn why the market has changed and what to expect at your [...]

Propel Welcomes Jim Streifel to our PNW Production Team

Propel Insurance, An Alera Group Company, welcomes Jim Streifel to our PNW production team as a Sales Executive.

Motorized Mobility – Equalizing the Responsibility and Risk

As motorized devices become more common and more powerful the safety and legal issues create dividing opinions of the right of the [...]

Change Healthcare Impacted by Cybersecurity Event

The U.S Department of Health and Human Services (HHS) has acknowledged an incident occurring in late February 2024. Change HealthCare, a unit [...]

Why Homeowners Can No Longer Take Insurability for Granted

Policyholders need to prepare for a difficult homeowners insurance market. Learn why the market has changed and what to expect at your [...]

Propel Insurance Named a Commercial Lines ‘Circle of Excellence Agency’ by Western National Insurance Group

Western National Insurance Group announced Propel Insurance has been named one of Western National’s Commercial Lines Circle of Excellence Agencies for 2024.

Propel Welcomes Sasha Peranteau to our Seattle Team

Propel Insurance, An Alera Group Company, welcomes Sasha Peranteau to our Seattle team as a Sales Executive. Sasha joins Propel, bringing a [...]

Propel Welcomes Megan Runci to our Employee Benefits Team

Propel Insurance, An Alera Group company, welcomes Megan Runci to our Southeast Employee Benefits Team as a Sales Executive. Megan joins Propel, [...]

Webinar – Navigating the Lien Process | February 28, 2024

The goal of this session is to educate interested parties on their rights and responsibilities when it comes to the lien process.

A Look Into Rising Insurance Costs for Architects and Engineers

If you've noticed insurance premiums for architects and engineers inching upward, you're not alone. The American Institute of Architects Trust, in collaboration [...]

How the Right Insurance Partner Will Help You Survive the Great Trucking Recession

The trucking industry has experienced a massive slowdown. Margins are as thin as ever while freight rates on the spot market remain [...]

Antitrust – Setting the Boundaries of Competition

Striving for consumer acceptance with marketing, mergers, and agreements while accepting established legal boundaries is the foundation of a competition based system.

Propel Welcomes Nathan Vancil to our Senior Care Team

Propel Insurance, An Alera Group Company, welcomes Nathan Vancil to our Propel Senior Care team as a Client Executive. Nathan joins Propel [...]

Product Recall Insurance for Food Manufacturers

For food manufacturers and distributors, product recalls are a constant risk. During a food recall, manufacturers face numerous direct and indirect costs. [...]

Propel Welcomes Michelle Mabry to our Senior Care Team

Propel Insurance, An Alera Group Company, welcomes Michelle Mabry to our National Senior Care Practice as a Client Executive. Michelle joins Propel, [...]

Protecting Your Trucking Business: Six Key Considerations

The cost of operating a truck hit $2.251 per mile in 2022, up from $1.855 per mile in 2021, according to American [...]

Navigating the Oregon Consumer Privacy Act

The recent enactment of the Oregon Consumer Privacy Act (OCPA) on July 18th, 2023, stands as a significant development in consumer privacy [...]

Self-Funding Offers Smart Employee Benefits Option for Companies with 50+ Employees

The fully insured health insurance market is encountering significant challenges, surpassing any I’ve witnessed during my 20+ years in the health insurance [...]

Propel Insurance Welcomes Jacob Johnson to the Transportation Team

Propel Insurance, An Alera Group company, welcomes Jacob Johnson to our Transportation Team as a Sales Executive. Jacob joins Propel bringing four [...]

Adding ID Theft and Personal Cyber Coverage to Your Homeowners Policy

Hackers and scammers are after your money and your personal information. In addition to staying vigilant and following cybersecurity best practices, consider [...]

Propel Insurance Welcomes Mitchell Kamm to the Transportation Team

Propel Insurance, An Alera Group Company, welcomes Mitchell Kamm to our Transportation Team as a Sales Executive. Mitchell joins Propel bringing almost [...]

Propel Insurance Welcomes Jonathan Medalie to the Tennessee Team

Propel Insurance, An Alera Group Company, welcomes Jonathan Medalie to our Tennessee team as a Sales Executive. Jonathan joins Propel bringing nearly [...]

Is Your Self-Funded Benefits Plan Protected from Catastrophic Medical and Pharmacy Costs?

Although January 1 is still months away, the renewal season is already here. To protect self-funded benefits plans from catastrophic medical and [...]

Propel Insurance Welcomes Wes Dasher, Marian Newman, and Lori Kelly to the Columbia, SC Surety and P&C Team

Propel Insurance, An Alera Group Company, welcomes Wes Dasher, Marian Newman, and Lori Kelly to our Columbia, SC Surety/P&C team. The Dasher [...]

Controlling Costs Associated with Workers’ Compensation with the 3 x 3 Method

Implementing effective strategies to control the costs associated with workers’ compensation is crucial for companies seeking to optimize efficiency and mitigate financial [...]

Why It Makes Sense to Buy Medical Malpractice Insurance Through a Broker

If you need to buy medical malpractice insurance, you have two options: you can buy it directly from the insurance company or [...]

Controlling Workers’ Compensation Experience Modification Rating by Focusing on Claims Management

If you want to manage the workers’ compensation costs for your senior living facility, you need to start by controlling your experience [...]

Propel Insurance Welcomes James Cogdill to the Knoxville Team

Propel Insurance, An Alera Group Company, welcomes James Cogdill to our Knoxville team as a Sales Executive. James joins Propel, bringing over [...]

Propel Insurance Welcomes Curt Johnson to the Southeast Team

Propel Insurance and The Alera Group company welcome Curt “CJ” Johnson to our Alpharetta, Georgia offices as an Enterprise Sales Executive. He [...]

Senior Care Risk Strategies for Today’s Challenges

If you’re involved in the senior care industry, you already know that conditions are making business challenging. Senior care communities are still [...]

Propel Insurance Welcomes Callie Banowksy To Our Seattle Team

Propel Insurance, An Alera Group Company, welcomes Callie Banowsky to our Seattle Team, working out of Dallas as a Sales Executive. Callie [...]

Propel Insurance Welcomes Marc Dershem To Our Middle Market Team

Propel Insurance, An Alera Group company, welcomes Marc Dershem to our Middle Market team as a Sales Executive. Marc joins Propel, bringing [...]

Propel Insurance Named as a Participant of The Hanover Insurance Group’s President’s Club

Recognized for Fostering Strong Customer Relationships Propel Insurance was named to The Hanover Insurance Group’s President’s Club, an elite group of independent [...]

Propel Insurance Named a ‘Circle of Excellence Agency’ by Western National Insurance Group

(Minneapolis, Minn.) Western National Insurance Group today announced that Tacoma, Wash.-based Propel Insurancehas been named one of Western National’s Circle of Excellence Agencies [...]

Manufactured Housing Community Liability: Why Rule Enforcement Matters

Rules aren’t always made to be broken. Many exist for good reason, often to keep people safe. If you don’t enforce your [...]

Elopement Management Considerations

Elopement can be intentional, “I am going home” or unintentional, “I want to walk outside.” The intent often leads to the resident [...]

Propel’s Annual Golf Tournament Surpasses $1 Million in Donations

In 2008, Propel began its annual golf tournament to raise money for nonprofit organizations. In the 15 years since, the event has [...]

Propel Insurance Welcomes Brandon Murrell To Our Commercial Team

Propel Insurance, An Alera Group Company, welcomes Brandon Murrell to our Commercial Team as a Sales Executive. Brandon joins Propel bringing over [...]

Propel Insurance Welcomes Kane Bailey To Our Senior Care Team

Propel Insurance, An Alera Group company, welcomes Kane Bailey to our Senior Care Team as a Sales Executive. Kane joins Propel bringing [...]

Propel Insurance Welcomes Roxanna Jessen To Our Healthcare Team

Propel Insurance, An Alera Group company, welcomes Roxanna Jessen to our Healthcare Team as a Sales Executive. Roxanna joins Propel bringing over [...]

Cyber Liability Risk Management 101

With the number of commercial Cyber Liability claims starting to outpace auto and property claims, you may be wondering if your business [...]

Webinar – Fundamentals of Contractors Pollution Insurance | October 18, 2022

Fundamentals of Contractors Pollution Insurance | October 18, 2022 In this session, we’ll explore why pollution coverage is essential.

Webinar – Navigating Washington’s New Pay Transparency Law | October 13, 2022

Navigating Washington’s New Pay Transparency Law | October 13, 2022 Join Ann Fosburgh, Partner at CompensationWorks, for a discussion on the basics [...]

Webinar – Builders’ Risk Basics and Current Market Challenges | September 14, 2022

Builders’ Risk Basics and Current Market Challenges | September 14, 2022 In this 30-minute foundational webinar, our experts will review the basics [...]

Alera Group Acquires Jowers-Sklar Insurance

(August 3, 2022)—Jowers-Sklar Insurance announced that it has joined Alera Group, an independent national insurance brokerage and wealth management firm with more [...]

Webinar – Next Global Crisis: A Cyber Pandemic | July 28, 2022

Next Global Crisis – A Cyber Pandemic | July 28, 2022 Our team will be working alongside INSUREtrust to discuss cybercrime, trends [...]

Propel and Lighthouse Support Ocean Cleanup!

In 2020, Marine specialist Kathryn Noonan was approached by PMDP Marine Debris Project as a non-profit venture supported by one of our [...]

Incident Investigation: The How and Why of the What and Where

Completion of the incident report or report of an occurrence or incident is just the tip of the iceberg. It will give [...]

Propel Insurance Welcomes Morgan Vancil To Our Southeast Team

Propel Insurance, An Alera Group company, welcomes Morgan Vancil to our Risk Advisory team as a Sales Executive. Morgan joins Propel bringing [...]

Webinar – Surety 101: The Basics | June 30, 2022

Surety 101: The Basics | June 30, 2022 In this 30-minute foundational webinar, our contract and commercial surety experts will review the [...]

Managing Workers’ Compensation Costs for Senior Living Facilities

You work hard to keep your senior living facility safe for both your residents and your staff. However, even with favorable loss [...]

Webinar – Part II: Navigating Additional Insured Endorsements

Part II: Navigating Additional Insured Endorsements | May 12, 2022 Watch part II of our series on foundational Property and Casualty (P&C) [...]

Alera Group Acquires The Beck Agency

(May 12, 2022)—Alera Group, a top independent, national insurance and wealth services firm, today announced the acquisition of The Beck Agency, an [...]

Forestry Insurance: How to Protect Your People and Your Business

The forest industry is an integral part of the U.S. economy. From the paper we write on to the homes we live [...]

Proposed HIPAA Changes

Simplification for some often creates complication for many. A synopsis of the main points under consideration for regulation revision of the Health [...]

Webinar: Fundamentals of Liability Certificates of Insurance

Fundamentals of Liability Certificates of Insurance | March 16, 2022 In this 30-minute foundational webinar, our property and casualty insurance experts will [...]

Propel Insurance Named a ‘Circle of Excellence Agency’ by Western National Insurance Group

Original press release date: March 11, 2022 (Minneapolis, Minn.) Western National Insurance Group today announced that Tacoma, Wash.-based Propel Insurance has been [...]

8 Property Insurance Best Practices for the Senior Living Sector

The senior living market continues to face rising property insurance costs. Over the past few years, losses have increased in both catastrophe [...]

Entrapment Risk And Side Rails

Entrapment risk is present in every level of care, even in the home setting. Basically, any time a rail or bar is [...]

Why Employee Benefits Are More Important Than Ever

Right now, many employers are grappling with record-high turnover. Don’t expect the problem to solve itself. The situation may get worse before [...]

Patron Safety Precautions for Wineries and Craft Beverage Businesses

If you operate a winery, distillery, brewery or cidery, you want to show your patrons a good time. You also need to [...]

Insurance Risks to Consider When Deciding Whether to Implement an Employer-Initiated Vaccination Policy

Leadership decisions impacting potential company liability have increased more than ever before, especially in the environmental, social and governance (ESG)-related risk space. [...]

Handbags, Wine, Jewelry and More: Insuring Valuable Items and Collections

Insuring Valuable Items and Collections There was a time that the objective of purse snatchers was to obtain the bags’ contents. These [...]

Manufactured Housing Properties: How to Prove You’ve Taken Reasonable Care

Property managers have a responsibility to their residents. They must take reasonable care to keep the property safe. If this duty is [...]

Propel Insurance and Alera Group Add Cate-Russell Insurance in Latest Acquisition

Tacoma, WA (December 31, 2021)— Propel Insurance, together with Alera Group, announced today that they have acquired Cate-Russell Insurance, an independent insurance agency offering [...]

Supporting Your Workers with Mental Health Employee Benefits

Many of your workers are struggling with depression, anxiety and other mental disorders. Around one in five U.S. adults live with mental [...]

Propel Welcomes James Gurule To Our Colorado Team

Propel Insurance, An Alera Group company, welcomes James Gurule to our Colorado team as a Sales Executive on our Construction team. James [...]

The Rise In Popularity of GL Wraps for Construction Projects

Before starting a new construction project, the stakeholders evaluate whether they have the right insurance strategy in place. Given the changing insurance [...]

Propel Insurance Named in Business Insurance’s Annual Best Places to Work in Insurance

Award Recognizes Outstanding Employers in the Insurance Industry Propel Insurance, one of the nation’s largest privately-owned insurance agencies, announced it has been [...]

Propel Insurance Announces Merger With Alera Group

Alera Group’s new partnership with Propel and recapitalization will strengthen the company and greatly expand its national reach, positioning the combined business [...]

Propel Welcomes Justin Price To Our Seattle Branch

Propel Insurance, one of the nation’s largest privately-owned insurance agencies, welcomes Justin Price to our Seattle office as a Sales Executive and [...]

Meet Suzanne Lewis – What Is An Enterprise Relationship Manager?

Trust, commitment, integrity, passion, and smart are the five core values at Propel Insurance. Every person plays a crucial role, and that’s [...]

Propel Welcomes Rhonda Ross To Our Tacoma Branch

Propel Insurance, one of the nation’s largest privately-owned insurance agencies, welcomes Rhonda Ross to our Tacoma office as a Senior Sales Executive [...]

Propel Welcomes Brynnan Hyland To Our Seattle Branch

Propel Insurance, one of the nation’s largest privately-owned insurance agencies, welcomes Brynnan Hyland to our Seattle office as a Sales Executive. Brynnan [...]

Oregon OSHA Adopts A Temporary Heat Illness Prevention Rule

Oregon OSHA has adopted a temporary Heat Illness Prevention standard effective July 8th, 2021 with additional requirements starting on August 1st. For additional [...]

Propel Welcomes Matt Newton To Our Seattle Branch

Propel Insurance, one of the nation’s largest privately-owned insurance agencies, welcomes Matt Newton to our Seattle office as a Sales Executive on [...]

Propel Welcomes Steven McGhee To Our Knoxville Branch

Propel Insurance, one of the nation’s largest privately-owned insurance agencies, welcomes Steven McGhee to our Knoxville office as a Client Executive on [...]

Propel Welcomes Stacy Woodard To Our Knoxville Branch

Propel Insurance, one of the nation’s largest privately-owned insurance agencies, welcomes Stacy Woodard to our Knoxville office as an Insurance Executive on [...]

Auto Insurance Alert: Catalytic Converter Theft

Catalytic converter thefts surged during 2020. The National Insurance Crime Bureau says that an average of 1,203 catalytic converter thefts occurred each [...]

Changes to Colorado Employment Laws: How (or if) EPL & D&O policies respond

Recent changes in Colorado labor and employment law have created new challenges for businesses operating in Colorado. These changes are complex, and [...]

Propel Welcomes Chris Hayes As National Accounts Sales Executive

TACOMA, WA – June 15, 2021 – Propel Insurance (“Propel” or the “Company”), one of the nation’s largest privately-owned insurance agencies, today [...]

Ocean Cargo Insurance – Does Your Policy Include Expediting Expenses?

The Suez Canal blockage caused significant supply chain disruption. It is not the first time that ocean cargo has been disrupted, and [...]

Propel Insurance Acquires South Risk Management

Partnership with Leading Construction-Focused Insurance Agency Provides Propel with Direct Presence in South Carolina and Continued Expansion in the Southeast TACOMA, WA [...]

Managing Cyber Risks Associated with Increase in Remote Workforce

Now that employees have gotten used to working from home, many never want to return to the office. A recent survey from [...]

Taking Charge of Your Insurance Costs

The senior care sector continues to face a challenging insurance market. Multiple factors are contributing to the hardening market, resulting in rising [...]

Propel Welcomes Jeff Bixler To Our Colorado Team

Propel Insurance, one of the nation’s largest privately-owned insurance agencies, announces the addition of industry leader Jeff Bixler. Jeff will contribute to [...]

Propel Welcomes Melody Olson To Our Seattle Branch

Propel Insurance, one of the nation’s largest privately-owned insurance agencies, welcomes Melody Olson to our Seattle office as a Sales Executive on [...]

Propel Welcomes Brad Billingsley To Oversee Growth In Colorado

Propel Insurance, one of the nation’s largest privately-owned insurance agencies, announces its arrival in Colorado with the addition of industry leader Brad [...]

Contractors: Proactively Manage Your Subs’ Insurance

Nearly every residential and commercial construction project today requires the use of subcontractors. They’re indispensable for getting projects done.

Workers’ Comp “90 Day rule”

Most of the disabling work-related claims we see are strain injuries to backs, knees, and shoulders. A strain injury should resolve in [...]

Propel Insurance Named ‘Commercial Lines Agency of the Year’ and a ‘Circle of Excellence Agency’ by Western National Insurance Group

(Minneapolis, Minn.) Western National Insurance Group today announced that Tacoma, Wash.-based Propel Insurance has been named Western National Insurance Group’s Western Region [...]

After the Apex, Second Waves and Vaccine; Senior Care Liability Implications in a Late and Post-Pandemic America

The storm most never saw coming was still a bit offshore as America’s senior care leaders gathered at the 2020 Spring NIC [...]

How Will COVID-19 Impact Workers’ Comp Pricing?

For millions of business owners, the COVID-19 pandemic has created a whole new set of rules and challenges. Even with vaccine rollouts, [...]

Propel Welcomes Angelo Fusaro as Chief Financial Officer

TACOMA, WASHINGTON (January [25], 2021) – Propel Insurance, one of the nation’s largest privately-owned insurance agencies and a portfolio company of Flexpoint [...]

Five Trends in Insuring Residential Construction Projects

Whether building a single home, a 100-home subdivision, or a 250-unit garden style apartment complex, getting the right insurance coverage for your [...]

Propel Welcomes Chris Reagan To Our Senior Care Team

Propel Insurance, one of the nation’s largest, privately-owned insurance agencies, welcomes Chris Reagan as the newest member of our Senior Care team.

How to Help Workers Manage Mental Health & Fatigue During the COVID Holiday Season

Even if they don’t say anything about it, your workers are probably going through a tough time right now. They’re still employed, [...]

Could Your Company’s Systems Be Held for Ransom?

October is National Cyber Security Awareness Month, and this year, the stakes are especially high. Many companies have had to switch to [...]

California’s Establishes New COVID-19 Requirements – and a $10,000 Fine

Governor Newsom signed Senate Bill 1159 into law in California in September 2020. This new law expands a previous COVID-19 presumption for workers’ compensation [...]